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Other Small Business Plans

Small-business owners know that selecting a retirement plan is an important decision, but with so many options available, how do you decide which plan is right for you?
    • SEP IRA

      SEPs are ideal for self-employed people and small-business owners who wish to make tax-deductible contributions of up to 25% of their income, while maintaining complete contribution flexibility each year.
    • SIMPLE IRA

      Firms with 100 or fewer employees can establish a SIMPLE IRA – an employee savings program that in some ways resembles a 401(k).
    • Age-Based Profit Sharing

      Age-based plans especially appeal to business owners who are older and more highly paid than most of their employees. Like traditional profit sharing plans, employer contributions are flexible.