Roth Uni-K is similar to the nearly decade-old Roth IRA in that it allows after-tax contributions to fund tax-free income. However, the Roth Uni-K allows for dramatically higher annual contribution amounts than the Roth IRA - up to $18,000 in the 2015 tax year vs. just $5,500.¹
Roth contributions can be made to a new or existing Uni-K Plan, either as a substitute for or complement to pre-tax contributions.
3 Reasons Owner-Only Businesses Should Consider Roth Uni-K:
- Uni-K gives you access to Roth savings potential - SEP and SIMPLE IRAs can't.
- Roth contributions help protect you from tax risk, helping to protect from potentially rising tax rate environment, and may result in fewer taxes paid overall than pre-tax contributions.
- The Roth Uni-K offers potential advantages for all owner-only business owners, especially those with high-income. This may be the first opportunity you have had to accumulate assets for tax-free income.
And best of all, it's easy.
Simply put, the combination of high contribution limits and tax-free income could provide a valuable new tool to expand and diversify your retirement portfolios, hedge against potential tax increases at
retirement, and build a nest egg that could be passed on tax-free to your heirs.
Interested in learning more about the Uni-K Plan?
For more information, ask your investment representative or call Pioneer at 1-800-225-6292.
Before investing, consider the productís investment objectives, risks, charges and expenses. Contact your advisor or Pioneer Investments for a prospectus or summary prospectus containing this information. Read it carefully.