Pioneer Investments: Contribution Limits


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Contribution Limits

The following charts compare contribution limits for the most popular retirement plan options. As you can see, Uni-K offers higher limits than other types of plans. Plus, contributions are flexible and can vary at your client's discretion from year to year.



2014 Maximum Deductible Contributions for Unincorporated Businesses
Self-Employment Income1 $10,000 $50,000 $100,000 $150,000
SEP-IRA $2,000 $10,000 $20,000 $30,000
Profit Sharing $2,000 $10,000 $20,000 $30,000
Money Purchase $2,000 $10,000 $20,000 $30,000
SIMPLE IRA
    Under age 50
    Age 50+
$10,000
$10,000
$13,500
$16,000
$15,000
$17,500
$16,500
$19,000
Pioneer Uni-K
    Under age 50
    Age 50+
$10,000
$10,000
$27,500
$33,000
$37,500
$43,000
$47,500
$53,000

2014 Maximum Deductible Contributions for Incorporated Businesses
W-2 Income $10,000 $50,000 $100,000 $150,000
SEP-IRA $2,500 $12,500 $25,000 $37,500
Profit Sharing $2,500 $12,500 $25,000 $37,500
Money Purchase $2,500 $12,500 $25,000 $37,500
SIMPLE IRA
    Under age 50
    Age 50+
$10,000
$10,000
$13,500
$16,000
$15,000
$17,500
$16,500
$19,000
Pioneer Uni-K
    Under age 50
    Age 50+
$10,000
$10,000
$30,000
$35,500
$42,500
$48,000
$52,000
$57,500


1. For purposes of this chart, self-employed income represents net business profit from self-employment adjusted, as appropriate, for applicable deductions related to self-employment tax.

This material is not intended to replace the advice of a qualified attorney tax advisor, investment professional or insurance agent. Before making any financial commitment regarding the issues discussed here, consult with the appropriate professional advisor.

Before investing, consider the productís investment objectives, risks, charges and expenses. Contact your advisor or Pioneer Investments for a prospectus or summary prospectus containing this information. Read it carefully.

 
 

Before investing, consider the product's investment objectives, risks, charges and expenses. Contact your advisor or Pioneer Investments for a prospectus or summary prospectus containing this information. Read it carefully. To obtain a free prospectus or summary prospectus and for information on any Pioneer fund, please download it here.

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