The following charts compare contribution limits for the most popular retirement plan options. As you can see, Uni-K offers higher limits than other types of plans. Plus, contributions are flexible and can vary at your client's discretion from year to year.
| 2013 Maximum Deductible Contributions for Unincorporated Businesses |
| Self-Employment Income1 |
$10,000 |
$50,000 |
$100,000 |
$150,000 |
| SEP-IRA |
$2,000 |
$10,000 |
$20,000 |
$30,000 |
| Profit Sharing |
$2,000 |
$10,000 |
$20,000 |
$30,000 |
| Money Purchase |
$2,000 |
$10,000 |
$20,000 |
$30,000 |
| SIMPLE IRA |
Under age 50
Age 50+ |
$10,000
$10,000 |
$13,500
$16,000 |
$15,000
$17,500 |
$16,500
$19,000 |
| Pioneer Uni-K |
Under age 50
Age 50+ |
$10,000
$10,000 |
$27,500
$33,000 |
$37,500
$43,000 |
$47,500
$53,000 |
| 2013 Maximum Deductible Contributions for Incorporated Businesses |
| W-2 Income |
$10,000 |
$50,000 |
$100,000 |
$150,000 |
| SEP-IRA |
$2,500 |
$12,500 |
$25,000 |
$37,500 |
| Profit Sharing |
$2,500 |
$12,500 |
$25,000 |
$37,500 |
| Money Purchase |
$2,500 |
$12,500 |
$25,000 |
$37,500 |
| SIMPLE IRA |
Under age 50
Age 50+ |
$10,000
$10,000 |
$13,500
$16,000 |
$15,000
$17,500 |
$16,500
$19,000 |
| Pioneer Uni-K |
Under age 50
Age 50+ |
$10,000
$10,000 |
$30,000
$35,500 |
$42,500
$48,000 |
$51,000
$56,500 |
Before investing, consider the product’s investment objectives, risks, charges and expenses. Contact your advisor or Pioneer Investments for a prospectus or summary prospectus containing this information. Read it carefully.
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