INSIDE THIS ISSUE

	Pioneers Views on the Economy and Markets
	Pioneer Announces Changes to Domestic Equity Fund Lineup
	Pioneer Fundamental Growth Fund: Targeting "Fortress Franchises"
	Pioneer Investments is 85 Years Old This Year!
	Do You Know the Annual Contribution Limits of Your Retirement Plan?
	Now You May Manage Your Pioneer Account When It's Convenient for You
	Pioneer's Focus for 2013 Can be Summed Up in Three Letters: VIP (Volatility, Income, Perspectives)
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OTHER HELPFUL INFORMATION

	Tax Form Mailing Schedule
	Have you visited our blog?

	Investment terms explained
	Fund performance
	Retirement Center

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Do You Know the Annual Contribution Limits of Your Retirement Plan?

The contribution limits for most types of retirement plans are on the rise for 2013.

Most notably, the limit for IRAs (including traditional and Roth) increases for the first time in five years, to $5,500 ($6,500 if age 50 or older).

Many of the employer-sponsored plan limits are on the rise as well.

Coverdell Education Savings Accounts received a last-minute reprieve from Congress at the end of 2012, making permanent the changes brought about by the 2001 Economic Growth Tax Relief Reconciliation Act—most notably the increased contribution limits and eligibility.

We urge you to take a moment to compare your current retirement savings to these new limits; and, if you are not currently contributing, this might be an ideal time to revisit retirement savings with your investment professional.

As always, we urge you to consult with a qualified tax advisor before making any decisions regarding retirement investing or other tax-related issues.

The views expressed in the article entitled Pioneer's Views on the Economy and Markets are those of the portfolio managers and/or investment specialists, and are subject to change at any time.

Before investing, consider the product’s investment objective, risks, charges and expenses. Contact your advisor or Pioneer Investments for a prospectus or summary prospectus containing this information. Read it carefully.

The investments you choose should correspond to your financial needs, goals, and risk tolerance. For assistance in determining your financial situation, please consult an investment professional.

For more information about the risks associated with any Pioneer fund, please see the appropriate fund's prospectus or summary prospectus, consult with your financial advisor, or contact us at 1-800-225-6292.

This material is not intended to replace the advice of a qualified attorney, tax advisor, investment professional or insurance agent. Before making any financial commitment regarding the issues discussed here, consult with the appropriate professional advisor.

Mutual fund investing involves significant risk; for complete information on the specific risks associated with each fund, please see the appropriate fund's prospectus or summary prospectus. Investment return and principal values fluctuate, and shares, when redeemed, may be worth more or less than their original cost. For more information about Pioneer's investment products, please visit us.pioneerinvestments.com, or call 1-800-225-6292.

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