Guide to Roth IRA Contributions Pioneer Investments: Guide to Roth IRA Contributions

Individual Retirement Plans
Pioneer Roth IRA
Why Consider Roth?
Guide to Roth Contributions
Roth Conversions
Making the Decision
Taking Money Out
Retirement Planning
Retirement Savings Opportunities
Traditional IRA and Roth IRA Comparison
How Tax Deferral Works
Taking Your Required Minimum Distribution
Pioneer Traditional IRA
Guide to IRA Deductions
Coverdell Education Savings Account
Required Minimum Distributions
Home Retirement Center Individual Retirement Plans Guide to Roth Contributions Printable Version

2016 Guide to Roth IRA Contributions

Tax Filing Status

Adjusted Gross
Income (AGI)

Maximum Roth Contributions¹

Single less than $117,000 Full $5,500
$117,000 to $132,000 Partial ($5,500 reduced by $10 for every $75 of AGI over $117,000)
over $132,000 None
Joint less than $184,000 Full $5,500 for each spouse
$184,000 to $194,000 Partial for each spouse ($5,500 reduced by $10 for every $50 of income over $184,000)
over $194,000 None

1. Total annual contributions to all IRAs (Traditional and Roth) cannot exceed $5,500 per spouse ($6,500 if age 50 or older) or 100% of earned income, whichever is less.

This material is not intended to replace the advice of a qualified attorney, tax advisor, investment professional, or insurance agent. Before making any financial commitment regarding the issues discussed here, consult with the appropriate professional advisor.


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