|
2009 Guide to Roth IRA Contributions
|
|
Tax Filing Status
|
Adjusted Gross
Income (AGI) |
Maximum Roth Contributions¹
|
| Single |
less than $105,000 |
Full $5,000 |
|
$105,000 to $120,000
|
Partial ($5,000 reduced by $10 for every $75 of AGI over $105,000)
|
|
$120,000 or more
|
None
|
| Joint |
$166,000 or less |
Full $5,000 for each spouse |
| $166,000 to $176,000 |
Partial for each spouse ($5,000 reduced by $10 for every $50 of income over $166,000) |
| $176,000 or more |
None |
|
2010 Guide to Roth IRA Contributions
|
Tax Filing Status
|
Adjusted Gross
Income (AGI)p |
Maximum Roth Contributions¹
|
| Single |
less than $105,000 |
Full $5,000 |
|
$105,000 to $120,000
|
Partial ($5,000 reduced by $10 for every $75 of AGI over $105,000)
|
|
$120,000 or more
|
None
|
| Joint |
less than $167,000 |
Full $5,000 for each spouse |
| $167,000 to $177,000 |
Partial for each spouse ($5,000 reduced by $10 for every $50 of income over $167,000) |
| $177,000 or more |
None |
|
|
